Vanderbilt Mortgage Login – How To Access & Manage Your Account
If you are looking for how to manage your Vanderbilt Mortgage login portal and you don’t know how to go about it, good you are here. First and foremost, Vanderbilt Mortgage login offers you access to make your Vanderbilt Mortgage payment, view your statement and documents, manage your account online, apply for a home loan online, access your loan information online, etc.
Vanderbilt Mortgage Overview
Vanderbilt is of the popular mortgage lender in the United States with unique products. Vanderbilt Mortgage is a nationally recognized manufactured home, modular home, and mobile home mortgage lender. To apply for a mortgage at Vanderlilt, one mortgage lender may have a score cutoff (or minimum credit score) of 680 for a 30-year fixed rate loan with a 4% APR and another lender may have a score cutoff of 720 for the same loan product and APR.
Furthermore, as a way of rendering unique service to its customers, the company is in partnership with FICO ® and TransUnion ®, one of the major credit reporting agencies, to be able to provide its customers with your FICO ® Score. Some of its mortgage partners include Clayton homes, Crossland homes, Freedom homes, international homes, Luv homes, Oakwood homes, and TruValue homes.
Vanderbilt Mortgage Login Benefits
- Manage Vanderbilt Auto Pay Plan
- Access to make a payment
- Update payment information
- View Escrow information
- Get payment reminders
- Make principal reduction and escrow shortage payments
- You can reach to the message center
- You can also view statements and documents
- Speak with a customer service representative
- Check your loan activity
- Check your current loan balance
- Access to manage your pending payments
- Calculate ways to adjust and save on your payments with the mortgage calculator
- View/pay multiple mortgages
- Update your email address
Vanderbilt Mortgage Products
There are various products you stand to benefit from Vanderbilt when purchase your new home. They include the following:
- Portfolio home loan
- Land & home mortgage
- Biweekly advantage
- Fresh start home loan
- Home upgrade loan
- Community lending
- Pre-owned financing
How to Create a Vanderbilt Mortgage Account
To access your Vanderbilt mortgage account, you must first create an account by following the steps.
- Go to Vanderbilt mortgage registration page in the web browser of your device.
- Next, enter your “email address” and “password” in the specified fields.
- Click on “Sign Up”
- On the next page, you will be asked to provide your loan number, social security number, and date of birth to register.
- Next, follow the prompt on the next page and set up your Vanderbilt Mortgage account.
Vanderbilt Mortgage Login Guide
Now that you have successfully completed your registration process, you can login to your account dashboard by following the steps below.
- Got Vanderbilt mortgage login page in the web browser of your device.
- Next, enter your “username” or “email address” and “password” in the specified fields.
- Click on “Log In”
If you forgot your password, to recover it, kindly click on the “forgot password” link under the login option.
How to Make Vanderbilt Mortgage Payment
If you want to make your Vanderbilt Mortgage payment, you can use the following options below:
1. Online Payment:
To make your payment online gives you access to set up automatic payment, manage your bank information, review your payment history, and many more options.To make your payment online, login with your User ID and Passwordand then click on the “make payment” option to proceed to payment.
2. Automatic Payment:
This is a very easy way of making payments, but you will have to enroll for Payment Auto Draft from Vanderbilt.Vanderbilt Mortgage and Finance, Inc. will draft your mortgage payment from your checking or savings account when the payments are due.
3. Payment by Phone:
Automated Phone Pay: To make your payment, you can also subscribe to automated mode of payment by phone, and this is available 24/7. To use this payment mode, you will need a checkbook, loan number and the primary borrower’s zip’s code. You can call 1-800-970-7250 to use the automated phone pay system for free.
Assisted Phone Pay: You can also make payment through the assistance from any of Vanderbilt’s agents during their normal business hours. To use this payment mode, you need your bank routing number and loan number. If you call vanderbilt at 1‑800‑970‑7250 between regular business hours of 8:30am-8:00pm Monday through Thursday ET and 8:30am-5:30pm on Friday ET, your payment will be posted the same day. Where legally allowed a maximum fee of $10 will be charged for assisted phone payments.
4. Payment by Mail: You can also make your payment by sending mail via check or money order. When you are mailing your payment, Vanderbilt advises sufficient time for payments to reach them and when you are sending your payment, please remember to include your monthly payment coupon and write your loan number on your check or money order to ensure proper posting. Where legally allowed a maximum fee of $30 will be charged for a returned check.
United States
If you are mailing your payment from within the United States, select your state from the box below to determine the address your payment should be mailed to. Printable blank coupons are also provided for your convenience.
Alabama
Vanderbilt Mortgage and Finance, Inc.
PO Box 71096
Charlotte, NC 28272-1096
Alaska
Vanderbilt Mortgage and Finance, Inc.
PO Box 660180
Dallas, TX 75266-0180
Military
If you are a deployed member of the military using one of the following military ”states”, please mail your payments to the address below. Printable blank coupons are also provided for your convenience.
Military “States” include Armed Forces Africa, Armed Forces Canada, Armed Forces Europe, Armed Forces Middle East, Armed Forces Pacific.
Vanderbilt Mortgage and Finance, Inc.
PO Box 660180
Dallas, TX 75266-0180
5. Pay by Money Transfer Service
MoneyGram®
You can also make your Vanderbilt Mortgage payment using MoneyGram ®ExpressPayment® service with the aim of using thousands of MoneyGram® agent locations nationwide including Walmart and CVS Pharmacy. MoneyGram® charges you a fee of $8.95 for this service. Use MoneyGram® Receive Code 2665.
You can find a MoneyGram® agent near you or call 1-800-MONEYGRAM.
Western Union®
You can also send your Vanderbilt mortgage payment using Western Union Quick Collect®. When making a payment be sure to use the code city: SMOKE, TN. Western Union charges a fee of $12.95 for this service.
You can find a Western Union agent near you.
How to Contact Vanderbilt Mortgage Customer Service
If you want to make payment or have any other issues, kindly contact the Vanderbilt Mortgage customer service team using the medium below. Keep in mind that when you call, please have your loan number available so that the representative can provide you with prompt and quality service.
Hours of Operation:
Monday – Thursday: 8.30 am – 8:00 pm ET
Friday: 8:30 am – 5.30 pm ET
General Questions
Call: 1-800-970-7250
Existing Customers
For questions about an existing home loan, call: 1-800-970-7250
New Customers
For questions about applying for a home loan, call: 1-866-701-0467
Home UpGrade and TVA EnergyRight® loans
For questions about HUG or TVA EnergyRight® loans, call: 1-888-893-8792
Please note that any message after normal business hours will be returned within 24-48 hours on a normal business day, Monday – Friday.
