Pennymac Mortgage Login – How To Access & Manage Your Account
If you are looking for a safe way to manage your Pennymac mortgage login portal and you don’t know how to do it, good you are here. First and foremost, the Pennymac Mortgage login gives you access to manage your Pennymac Mortgage account, make your payment, access your loan information online, view statement and documents, apply for a home online, etc.
Furthermore, the Pennymac Mortgage Login offers you so many benefits which include quick and easy access to complete your registration process to access the most important features and you can do this using your computer, tablet, or mobile device. With this login feature, you can even manage your loan without stress. Prospective and existing clients can apply for mortgage relief assistance incase of a natural disaster and even access the message center and customer service unit for any further assistance.
Pennymac Mortgage Overview
Pennymac is one of the best mortgage companies in the United States. Pennymac is a leading national home lender and service with great rates and a quick, painless process anytime you purchase or refinance your next home. Buying your home with Pennymac gives you so many benefits when you deal with an award-winning platform like Pennymac. You get access to refinance your loan, estimate your home value, use the mortgage calculator, and enjoy other new features on the platform like Home Connect, Lock & Shop, and many more.
Pennymac is the second lender in the United States with over four million lifetime customers with $576 billion in loan serviced. The lender company has won several awards which include A+ rating accredit business from BBB, 5-star rating from Lending Tree, 5-star lender from Nerdwallet, and was rated 4.6-star rating lending from Bankrate. According to Forbes Advisor, it was rated 4-star lender and CNET awarded the mortgage company as the best mortgage lenders in June/August 2023.
Pennymac Mortgage Products
Pennymac Mortgage is one of the best national lenders in the United States that offers unique mortgage options for any individual. Some of the products include the following below:
Refinance:
- Home Refinance Loans
- Cash-out Refinancing
- Home Equity Loans
Loans:
- Home Purchase loans
- Home Refinance loans
- Home equity loans
- Conventional Home Loans
- Adjustable-Rate Mortgages
- Jumbo Home Loans
- FHA Home Loans
- VA Home Loans
- USDA Streamlined-Assist Refinance
- Investment Property Loans
- Home Equity Loans
Pennymac Mortgage Login Benefits
There are various benefits every account holder with Pennymac enjoys. They include the following:
- Access to make a payment
- You can reach to the message center
- Speak with a customer service representative
- Manage Pennymac Auto Pay Plan
- You can sign up for paperless statements
- Check your loan activity
- Access to manage your pending payments
- Make use of the Amortization calculator
- View Escrow information
- Calculate ways to adjust and save on your payments
- View/pay multiple mortgages
- Update your email address
- Log in securely with fingerprint authentication for mobile app
- Make principal reduction and escrow shortage payments
- You can also view statements and documents
- Check your current loan balance
- Set up automatic, recurring monthly payments or make a one-time payment
- Get payment reminders
- Manage escrow, tax and insurance
- Get available refunds with eDisbursements
How to Register for a New Pennymac Account Online
If you want to access your Pennymac mortgage account, you must first create an account to get access to your account dashboard. You can do this by following the steps below:
- Go to Pennymac Mortgage Registration Page in the web browser of your device.
- Next, create a “username” and “password” and scroll down to click on “Continue”.
- On the next page, enter your “Contact info” and click “Continue”
- The next step is to enter your “security questions” and then click “Continue”
- Finally, enter your “2-factor” code and then complete your registration.
Pennymac Mortgage Login Guide
Now that you have successfully created your account, you need to login to your account by following the steps below.
- Start by going to the Pennymac Mortgage login page in the web browser of your device.
- Next, enter your “username” and “password” in the specified fields.
- Click on “Login”
You have successfully logged in to your dashboard, you can click on the “forgot username” or “forgot password” to recover your lost or misplaced password or username.
How to use the Pennymac Paperless
Another you can use to manage your account is the Pennymac paperless feature. To use this feature, follow the instructions below:
- Go to https://www.pennymac.com/ in the web browser of the device.
- Enter your login details using your username and password.
- Then, go to “Account Settings” and select “Paperless Preferences”
- Select “Online Only” for Monthly and or Year-End Statements.
You can also set up your payment options when setting up your account.
Pennymac Mortgage Mobile App
Another feature you can always use to login to your account is your Pennymac mortgage app. You can make use of this feature anywhere you are just with your mobile phone. With your android or iOS devices, you can download the Pennymac mortgage mobile app on your device by going to Google play store and Apple App store. Once you have successfully downloaded it to your device, login with your login credential to access your dashboard on your mobile device.
How to Make your Pennymac Mortgage Payment
If you want to make your payment, follow the options below:
- Online Automatic Monthly Payment: you can make your online monthly payment by logging into your pennymac account with your login details and then choose “Make a Payment”. Next, follow the quick and easy three step process to enroll. You will need your bank account and routing number to sign up for this service. Keep in mind that you can also go paperless to make your payment. Go Paperless: Simplify your mortgage with 24/7 access to all your statements. Log in to your Pennymac account, select “Account Settings” then “Paperless Preferences” and “Online Only.” You can always switch back if you miss all the paper.
- Online Single Payment: You can do this from your computer, tablet, or smartphone to use Pennymac convenient ‘One-Time Payment’ option to make your mortgage payment online from your checking, savings account, or debit card. You can make your single Pennymac payment by logging into your Pennymac account from any of your browsers or download the Pennymac Mobile app from the App Store. Choose ‘Make a Payment’ followed by ‘One-Time Payment’. You can follow our easy two-step process to make your payment using your bank account or debit card.
- Pay by Mail: If you are sending your payment by mail, please include your loan number when mailing your payment. If your loan was recently transferred to Pennymac and you haven’t yet received a Pennymac payment coupon, send your payment to the appropriate address below.
Standard Payment Address:
PennyMac Loan Services, LLC
PO Box 30597
Los Angeles, CA 90030-0597
Overnight Payment Address:
PennyMac Loan Services
Attn: Lockbox Operations POB 30597
20500 Belshaw Ave.
Carson, CA 90746
- Pay by Phone: you can also make payment by phone. You can Use Pennymac automated phone system to make a One-Time Payment directly from your checking or savings account. You can also speak with one of Pennymac’s Customer Service Representatives. Call us at (800) 777-4001.
- Western Union Quick Collect: you can makeuse of Western Union to ensure immediate receipt of your payment. Find the nearest Western Union location. Western Union is formless—just bring your loan number to the service counter to complete your payment.
How to Contact Pennymac Mortgage Customer Service
If you want to make payment or having any other issue, you can speak with Pennymac mortgage customer service through the medium below:
Customer Service Representatives are available Monday – Friday, 5 a.m. to 6 p.m. PT and Saturday, 7 a.m. to 11 a.m. Phone number: (800) 777-4001
