NKBC Mortgage Login – How To Access & Manage Your Account
If you are looking for how to access your NBKC Mortgage login portal, good you are here. The NKBC Mortgage login offers safe access to NBKC Mortgage’s portal where you can refinance mortgages, check balances, make NBKC mortgage payments, apply for mortgages, and many other financial transactions. NBKC offers its customers with relatively mortgage rates and average fees giving borrowers access to apply and their loans online with a customized rate online.
About NBKC Mortgage
NBKC is a United States-based bank with its headquarter in Overland Park, Kansas City, Missouri. The company was founded as Horizon National Bank in 1999 before changing to National Bank of Kansas City in 2004 and in 2015, it rebranded to NBKC Bank.
The online mortgage company has originated over 20,000 mortgages worth $1.7 billion since inception and offers various home loan products such as conventional, FHA, VA, USDA, and Jumbo loans. According to Kansas City Business Journal, the Bank was named Kansas City’s Strongest Large Bank in April 2023 and has been recognized by Nerdwallet in 2023 as the Best Mortgage Lender in Overall, Refinancing, Cash-out Refinancing, and VA Loans.
The lender company is known for its competitive rates and fees and provides optimum guidance to its customers. NBKC also has a free online mortgage rate calculator that helps customers estimate their monthly payments and interest rates. The interest rate for NBKC Mortgage depends on various factors, such as the type of loan, the loan amount, the loan term, the credit score, and the market conditions. For most of its conventional mortgages, as well as for both VA and FHA loans, NBKC requires a minimum credit score of 620.
According to 5,500 customer reviews, the lender company has a 4.9 out of 5 average customer rating.
Types of Mortgages Offered by NBKC Mortgage
NBKC Mortgage offers various types of Mortgages, and they include the following.
- Conventional loans: This type of loans at NBKC allow you to get a low, competitive rate mortgage you need for the home you want and getting this loan at NBKC is easy and straightforward.
- VA Home Loans: This type of mortgages is also competitive and has no lender fees and is being financed in all 50 states across the country.
- FHA Loans: This mortgage offers a good rate to first-time buyers and comes with a low-down payments and low-to-moderate income.
- New Construction: this mortgage type offers you a good mortgage offer when you want to start building your dream home.
- Pilot Program
NBKC Mortgage Application Process
There are four steps when applying for mortgage in NKBC and they are as follows:
Step 1: The Application
- Apply online using our short or long application being the more detailed.
- Or call NKBC Mortgage toll-free at 1-800-375-8096 to complete your mortgage application by phone.
- After submitting your mortgage application, you will be contacted by one of NBKC loan professionals.
Step 2: Document Delivery
- Mortgage loan documents are sent electronically or by overnight delivery.
- Signed documents and additional mortgage loan information is sent back to NBKC.
Step 3: Appraisal and Title Work
- An appraisal is ordered from a licensed appraiser familiar with home values in your area.
- If the loan is for a home purchase, we will work with the real estate broker or seller to ensure that title work is ordered.
- We will confirm the legal status of your property using the title insurance policy.
Step 4: Closing
- The mortgage loan closing is scheduled after all documentation is received.
- An advisor will contact you prior to the closing to walk through the final information.
- Closing will take place at a title company or attorney’s office in your area.
How to Apply NBKC Mortgage Application Process
If you are ready to apply for NKBC Mortgage, follow the steps below.
- Go to the NBKC Mortgage application page in the web browser of your device.
- Next, enter your “Email Address” in the specified field.
- Check the box to Accept the terms and conditions of NBKC Mortgage.
- Click on “Next”
- Enter the verification code NKBC Mortgage sends to your email address.
- Then, click on “Next”.
- On the next page, click on “I am purchasing a home”
- The application page appears on the next page, enter your information based on the steps below.
- Enter your loan details which include Purchase price, down payment, loan amount, occupancy type, and state. Then choose the “yes” or “no” option for the two questions – Do you have a preferred loan officer? and Do you have a real estate agent?, then click on “I’m done with this section”.
- The next step is to choose “Yes” or “No” if you are applying for the loan with a co-borrower and it takes you to the next step.
- Now, enter your Residence History which includes Street address, unit type, unit number, city, state, zip, and country. Check the “yes” or “no” if the current residence is where you stay, if you are the owner of the residence, how long you have lived there in years and months, and check “yes” or “no” if your mail address is the same as your street address. Now, click on “I’m done with this section”. Keep in mind that you can also add another residence.
- Enter your Employment History which includes your “Employer name”, “Job Title”, choose if that is your current employer or other option by checking the “yes” or “no” box. Enter the “start date”, years in industry, monthly income, work address, unit type, unit number, city, state, zip code, and phone. Then, click on “I’m done with this section.”
- Fill other information include your other sources of income, and additional real estate.
- Then, fill the “Declaration” form and then proceed to the “Demographics” form and once you are done, click on the “I’m done with this section.”
- Finally, review your form to check for correction and then scroll down to click on the “Submit” button.
- Congrats, wait for NBKC Bank to review your form and get back to you if you qualify.
NBKC Mortgage Login Benefits
The NBKC Mortgage login offer you various benefits if you are interested in purchasing a home. Some of the benefits include:
- Access to view your statements and lots more.
- View the status of your loan
- Access information about your tax and insurance
- Check your balance
- Refinance your loan
- Update your banking information to avoid missing payment
- Track your loan funding status
- Check your loan information
- Pay mortgage bills online
- Device registration
- View eStatements
- Set up external transfers
- Synchronise your account
How to Create NBKC Mortgage Account Online
To access all the benefits of NBKC Mortgage, you must create an account by following the steps below.
- Go to NBKC Mortgage registration page – https://nbkc.yourmortgageonline.com/ in the web browser of your device.
- Next, click on the “Register” at the top-corner of the page.
- Enter your “Loan Number” and click on the “Next Step” button.
- On the next page, follow the prompts and create your “username” and “password”.
NBKC Mortgage Login Guide
Now you have created your account, you can login to your account by following the steps below.
- Go to the NBKC Mortgage login page – https://nbkc.yourmortgageonline.com/ in the web browser of your device.
- Next, enter your “username” and “password” in the specified field.
- Click on “Login”.
If you forgot your password or username, kindly click on the “Forgot username” or “Forgot Password” link on the login page and then follow the instructions to recover your password.
How to Access NBKC Mortgage Login Mobile App
Another method you can use to login to your account is your NBKC Mortgage mobile app. Your mobile device can also be used to access your account. All you need to do is login with your NBKC Mortgage mobile apps by downloading from either Google play store or App store and install it on your device. The next step is to enter with your login credentials.
How to Make your NBKC Mortgage Payment
To make your NBKC Payment, you can follow the options below.
1. Online payment:
- Log in to online banking with the nbkc Mobile App or visit nbkc.com.
- Select Account Services ➡ Loan Payment
- Select the account the loan payment will be drawn from.
For our Business customers, you will only have the option to draw from an internal nbkc account. To open an internal nbkc account, visit nbkc.com.
- Select the loan account the loan payment will be credited to.
- Your loan account details will populate, including the payment due amount.
- Select the payment type, which can vary based on the loan type.
Regular Payment = Will satisfy your current payment due.
Principal Only Payment= Will apply an additional principal payment toward your existing loan balance.
- Enter the desired payment amount.
- Enter the desired date the loan payment is processed.
- Select Submit.
If you would like to set up a recurring loan payment checkmark “Make this a recurring transaction” and complete all fields (payment frequency, start date, and end date).
- Edit Recurring Loan Payment
- Select Transaction ➡ Recurring Transaction
- From the Actions bar *located on the right-hand side of the transaction, select Edit Series.
- Complete the following fields you would like to update (from account, to account, amount, frequency, start or end date).
- Select Transfer Funds.
To Cancel a Recurring Loan Payment
- Select Transaction ➡ Recurring Transaction
- From the Actions bar *located on the right-hand side of the transaction, select Cancel Series.
- Select Confirm.
2. Phone Payment: you can also make your mortgage services by calling 1-855-230-0450.
How to Speak with NBKC Mortgage Customer Service
If you want to speak with customer service about any issues regarding payment or your mortgage account. Kindly reach out to the representatives using the details below.
Home loans support
If you want assistance with obtaining a home loan or refinancing a home loan, kindly call 1-800-375-8096 and the working hours are Monday – Friday at 8am – 7pm CST. You can also send an email to [email protected]
Mortgage services
If you want to make a payment, questions, or an escrow account, etc, kindly call 1-855-230-0480 and the working hours are Monday – Friday at 8am – 5pm CST. You can also send an email to [email protected]
