Chase Mortgage Login – How To Access & Manage Your Account | Make A Payment

Spread the love

Are you looking for how to manage your Chase Mortgage login page and you don’t know how to do it, good you are here. First and foremost, the Chase Mortgage Login offers you access to Chase’s Mortgage online portal, a portal that offers homeowners answer to all their mortgage needs, make your Chase mortgage payment, submit an insurance claim, request a payoff quote, manage your Chase MyHome account, and every other Chase mortgage services.

Chase Mortgage Login - How To Access & Manage Your Account | Make A Payment

Chase Mortgage Overview

Chase offers you all kinds of amazing mortgage offers particularly if you are looking for a home loan, refinance a mortgage or access your home’s equity. Chase also offers you easy-to-use mortgage calculators and educational articles for new homebuyers.

There are amazing benefits when you purchase your home from Chase. You will get access to buy your desired home, refinance your home, access equity, manage your account, and many more. Buying a mortgage with Chase is really a rewarding experience because you can a mortgage within your budget and the company even has a tool you can use to know the type of mortgage you can afford that suits your financial level.

Another amazing benefit is that you can get preapproved before you complete a full mortgage application, an option that is rare in other mortgage companies. You can also estimate your rate and monthly payment when you want to refinance your mortgage.

Chase Mortgage Products

Chase offers you various mortgage options depending on your budget and plan. Below are some of the options you stand to enjoy with Chase.

1. Conventional mortgages: a conventional mortgage is a loan that’s not backed by a government agency, such as the Federal Housing Administration (FHA) or Veterans Affairs (VA). There are two types of conventional loans: conforming and nonconforming. Conforming loans follow lending rules set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). When a loan doesn’t follow these lending rules, it’s considered non-conforming.

There are a number of factors that may cause a loan to be non-conforming; generally loan amount is a key factor. While a 30-year fixed-rate mortgage is a popular conventional loan, you have other options, such as a 15-year fixed-rate loan or a 7/6 ARM, to name a few. Think about your current budget as well as your longer-term financial goals as you plan. Our mortgage calculators can help you get there.

    Things to consider:

    While a 30-year fixed-rate mortgage is a popular conventional loan, you have other options, such as a 15-year fixed-rate loan or a 7/6 ARM Footnote1(Opens Overlay), to name a few. Think about your current budget as well as your longer-term financial goals as you plan. Our mortgage calculators Footnote2(Opens Overlay) can help you get there.

    2. Chase DreaMaker℠ mortgage: A DreaMaker mortgage has down payment options as low as 3% and lower monthly payments with a 30-year fixed rate.

    Things to consider:

    You’ll need to meet income requirements to qualify for this loan.

    3. Federal Housing Administration (FHA) loan: An FHA mortgage is a government-insured loan that offers down payments as low as 3.5%. FHA loans come with a 15-, 20-, 25- or 30-year term and have a fixed interest rate.

    Things to consider:

    While there are no specific income requirements to qualify, you will have to pay monthly mortgage insurance for the duration of the loan and a mortgage insurance premium at closing.

    4. Veteran Affairs (VA) loan: A VA loan has low or no down payment options and no monthly mortgage insurance requirement. VA loans are available with 10-, 15-, 20-, 25- or 30-year terms.

    Things to consider:

    You must be a veteran, active duty service member or a member of the National Guard or Reserve to qualify for a VA loan.

    5. Jumbo loan: A jumbo loan is a mortgage for a more expensive property. The maximum amount for a jumbo loan at Chase is $9.5 million.

    Things to consider:

    You need to have a minimum credit score and a certain amount of cash to qualify.

    6. Adjustable-rate mortgage (ARM): offers a lower rate for a set number of years at the start of the loan. The introductory rate is fixed and often lower than competing fixed-rate mortgages. The introductory period can last up to 10 years and, once it’s over, your rate becomes variable for the remaining loan term. This means that the interest rate will adjust every year after the introductory period ends. For example, a 5/6 ARM would have a fixed interest rate for the first five years, then convert to an adjustable rate. You can choose a 5/6, 7/6 or 10/6 ARMs with a 30–year term.

    Chase Mortgage Login Benefits

    if you purchase your mortgage with Chase, there are various things you stand to benefit which include the following.

    • Check your loan activity
    • Check your current loan balance
    • Schedule and make payment online
    • Get information about your escrow
    • Manage Chase Auto Pay Plan
    • Get payment reminders
    • You can sign up for paperless statements
    • Submit your insurance claim
    • You can also view statements and documents
    • View Escrow information
    • Set up automatic, recurring monthly payments or make a one-time payment
    • Access to make a payment
    • You can reach to the message center
    • Access to manage your pending payments
    • Make use of the Amortization calculator
    • Speak with a customer service representative
    • View/pay multiple mortgages
    • Calculate ways to adjust and save on your payments
    • Make principal reduction and escrow shortage payments
    • Update your email address
    • Log in securely with fingerprint authentication for mobile app

    How to Create a Chase Mortgage Account Online

    To access your account, you need to first create your Chase mortgage account first by following the steps below.

    • Go to the Chase Mortgage Registration page – https://secure.chase.com/web/auth/enrollment#/enroll/onlineEnrollment/gettingStarted/index?LOB=ONLINE_BILL_PAY in the web browser of your device.
    • Next, choose the type of account you want to open which includes “Personal”, “Business” or “Commercial”.
    • The next step is to enter your “Account, card or application number”, “Social Security Number” and “Username”.
    • Click on “Next”
    • On the next page, follow the prompt and enter your email address and password and other basic information to set up your account.

    Chase Mortgage Login Guide

    Now that you have successfully created your account, you can simply login to your account by following the steps below.

    How to Recover your Chase Mortgage Login Password

    If you forgot your Chase mortgage login password, do not panic. Follow the steps to recover it.

    • On the Chase Mortgage login page, click on the “Forget username/password?” link and it will redirect you to another page.
    • Next, enter your Social Security Number or Tax ID (TIN) and Account, card or application number in the specified fields.
    • Click on “Next”
    • On the next page, follow the prompt to recover your password.

    Chase Mortgage App

    Another way you can access your account is simply by making use of the Chase Mortgage mobile app. To login to your account dashboard using your mobile app, you can download the app from Google play store, Apple App store or snap the QR code on the Chase Mortgage website with your smartphone. Once you have successfully downloaded the mobile app to your device, you can now login with the login credentials you registered with.

    How to Make your Chase Mortgage Payment

    You can make a mortgage payment with Chase by following the steps below.

    1. Online Mortgage Payment: you can sch Schedule a one-time payment using chase.com or the Chase Mobile® app. This is the best way to ensure additional funds (e.g. principal, escrow) get applied correctly to your account.

    2. Payment from Another Bank: you can also make your mortgage payment from a non-chase bank account by following the steps below.

    • Sign in to your chase.com account and choose the “Pay & transfer” option, then choose “Pay bills”.
    • Choose “Pay-from accounts,” then choose “External accounts”.
    • Add the external bank account that you’ll use to make a payment to your Chase mortgage or home equity line of credit.
    • On the Chase Mobile® app, tap the top menu button (three stacked horizontal lines in the top left of your screen), then “Transfer Money,” and “Manage External Accounts.” Choose “Add an External Account” and follow the instructions.

    Keep in mind:

    You must register your external account specifically for a Chase mortgage or home equity line of credit payment, even if you already use that same external account for payments to other Chase products, such as a Chase credit card.

    You’ll be prompted to choose 1 of 2 verification steps but will be able to make a payment the same day.

    3. Payment by Check or Money Order: you can also make your payment by mailing a check or money order with your payment your payment coupon to the address listed on your statement or go to your local Chase branch. Be sure to send your payment 5 to 7 business days ahead of your due date to allow ample time to reach us before it’s due. Indicate on your coupon if you’re making additional principal or escrow payments.

    Remember, paying by check or money order doesn’t provide confirmation that we received your payment until you get your next statement.

    4. Payment by phone

    You can also make payment by Calling Chase mortgage by calling its automated service at 1-833-PayChase (1-833-729-2427)Call 1-833-729-2427 and have your pay-from account routing and transit numbers handy. You’ll receive a confirmation number once your payment is complete.

    How to Contact Chase Mortgage Customer Service

    If you want to make payment or having issues with your mortgage account, kindly use the following medium below.

    Customer service

    (Includes an automated response at any time)

    Representatives are available:

    • Monday – Friday: 8 AM – 8 PM ET
    • Saturday: 9 AM – 6 PM ET
    • Sunday: Closed

    Online or mobile banking support

    Homeowner’s insurance inquiries

    Phone: 1-877-530-8951

    Property tax inquires

    Phone: 1-877-314-6353

    Financial hardship assistance

    Phone: 1-800-848-9380

    Representatives are available:

    • Monday – Friday: 8 AM – 8 PM ET
    • Saturday: 9 AM – 6 PM ET
    • Sunday: Closed

    Refinance or apply for a mortgage

    See our current purchase rates and refinance rates. If you are interested in taking the next step to get prequalified, start online or call us at 800-447-1101.

    Chase Employees

    Chase employees interested in a home purchase or refinance should go to the Employee Financial Services page on the Intranet or call us at 866-421-5487 (only for Chase employees).

    For NY customers:

    For inquiries or complaints and to obtain further information about Chase Home Lending servicing call Chase directly at 1-800-848-9136 or write to us at any of the addresses in the Mail section below. Customers may also file complaints and obtain further information about Chase by contacting the New York State Department of Financial Services Consumer Assistance Unit at:

    Phone:  1-800-342-3736  or www.dfs.ny.gov(Opens Overlay)

    Chase isn’t registered with the NY Superintendent of Financial Services.

    Mail

    If you want to send us a document or submit a request, you can upload it to our safe and convenient document center or mail it to an address below:

    Customer Service Inquiries (through the U.S. Postal Service, including Certified Mail)

    Chase

    Mail Code LA4-6475

    700 Kansas Lane

    Monroe, LA 71203

    Home Lending Credit Bureau Disputes

    Chase

    Mail Code LA4-6945

    700 Kansas Lane

    Monroe, LA 71203

    Exclusive address for Notices of Error, Requests for Information, and Qualified Written Requests

    If you’d like to get in touch with us to get information about your mortgage loan or to notify us of an error on your account, write to:

    Chase

    Mail Code LA4-6911

    700 Kansas Lane

    Monroe, LA 71203

    Similar Posts