Flagstar Mortgage Login – How To Access & Manage Your Account Online

If you are a customer and want to pay for your mortgage, you can make a payment using your Flagstar Mortgage login portal that is available online for free. The Flagstar Mortgage login offers you access to make your mortgage payment online, manage your Flagstar Mortgage account, view transaction history, review statements, make use of calculator to calculate your mortgage, apply for mortgage, refinance mortgages, check balances, and many other transactions.

Facts About Flagstar

New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York with regional headquarters in Troy, Michigan. On June 30, 2023, the Company had $118.8 billion of assets, $84.9 billion of loans, deposits of $88.5 billion, and total stockholders’ equity of $11.1 billion.

Flagstar Bank, N.A. operates 436 branches, including strong footholds in the Northeast and Midwest and exposure to high growth markets in the Southeast and West Coast. Flagstar Mortgage operates nationally through a wholesale network of approximately 3,000 third-party mortgage originators.  In addition, the Bank has 127 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses.

New York Community Bancorp, Inc., through its subsidiary bank, Flagstar Bank, N.A., has deep roots in two major markets; the Northeast, specifically, New York City and in Michigan. The Company was founded in 1859 as the Queens County Savings Bank and was the first savings bank chartered by the state of New York in the New York City Borough of Queens. The Company went public in 1993 and has grown organically and through a series of accretive mergers and acquisitions, including its recent acquisition of Flagstar Bancorp, Inc., and the assumption of certain assets and liabilities of the former Signature Bank from the FDIC.

Flagstar Bank’s origins date back to 1987 in Bloomfield Hills, Michigan when it was known as First Security Savings Bank. It was chartered as a federal savings bank in 1987 and adopted the Flagstar name in 1996, reflecting a series of acquisitions of its own. Flagstar has a retail presence in four Mid-western states and in California, while its mortgage division conducts business nationally.

New York Community Bancorp, Inc. has market-leading positions in several national businesses, including multi-family lending, mortgage origination and servicing, and warehouse lending. The Company is the second-largest multi-family portfolio lender in the country and the leading multi-family portfolio lender in the New York City market area, where it specializes in rent-regulated, non-luxury apartment buildings. Flagstar Mortgage is the 8th largest bank originator of residential mortgages for the 12-months ended June 30, 2023, while we are the industry’s 5th largest sub-servicer of mortgage loans nationwide, servicing 1.6 million accounts with $426 billion in unpaid principal balances. Additionally, the Company is the 2nd largest mortgage warehouse lender nationally based on total commitments.

Types of Mortgages Offered by Flagstar Mortgage

Flagstar Mortgage offers a variety of mortgage loans that help to meet your personal needs particularly when you want to purchase a home. Some of the mortgage include the following:

• Fixed Rates Mortgage
• Government Home Loans
• Specialty Loans
• Professional Loans
• Renovation and New Home Construction Loans
• Community Lending and Home Loan Programs
• 30-year fixed-rate mortgage
• 15-year fixed rate mortgage
• FHA 30-year fixed mortgage
• VA 30-year fixed mortgage
• Jumbo Fixed rate mortgage
• Adjsutable rate mortgage

Flagstar Mortgage Login Benefits

There are so many benefits attached to the Flagstar mortgage when you use it to purchase your new home. Some of the benefits include the following:

• Create custom preferences, and set alerts and notifications
• User-friendly, responsive web and mobile experience available 24/7 to allow for easy online mortgage payments & mortgage servicing
• Convenient online loan payment options including pay now, one-time future payments, or recurring payments
• View loan information such as due date, balances, interest rate, year-to-date interest and taxes
• Simple one-click setup to secure paperless statements
• Access a full history of your loan and escrow statements

How to Apply for Flagstar Mortgage 

So if you want to apply for your Flagstar mortgage, kindly follow the steps below.

• Go to Flagstar Mortgage application page – https://www.flagstar.com/personal/home-loans.html in the web browser of your device.
• Next, click on the “Apply Now” button.
• On the next page, the application form appears and start entering your information.
• Start by switching the red bar if you either want to “purchase a new home” or “refinance an existing one.”
• The next step is to switch tp the “yes” or “no” button if you have signed a purchase agreement.
• Then, choose the type of loan you are considering.
• Enter the purchase price of the home.
• The next step is to choose how much you would like borrow.
• Now, enter your down payment, property zip, and credit score.
• The next step is to enter your personal info which include the following first name, last name, street address, zip code, city and state.
• Now, enter your contact info which include your email and phone
• Finally, enter your comment in the specified field.
• Then, click on “Continue”.
• On the next page, follow the prompts and your application will be reviewed.

How to Create Flagstar Mortgage MyLoans Account

If you want to sign up for MyLoans Flagstar mortgage account, you will be needing some important information which include your Social Security or Tax ID number, your loand number or street address, city, state, zip code and access to your email or mobile phone. To do this, kindly follow the steps below.

• Go to https://www.flagstar.com/personal/my-loans.html in the web browser of your device.
• Click on the “Sign up for MyLoans” button and it will redirect you to the Flagstar registration page.
• Next, read the instruction and click on the red “Continue” button.
• On the next page, fill the form and create a “username” and a strong “Password”.
• Now, an activation code will be send to your email or mobile phone. Enter the activation code to confirm your account. s

Flagstar Mortgage Login Guide

Now that you have created your account, kindly log in to your account by following the steps below.

• Go to https://www.flagstar.com/ in  the web browser of your device.
• Next, locate the login page at the top-right corner of the homepage.
• Choose the type of account preferably – MyLoans (Home and Personal Loans)
• Now, enter your “Username” and “Password” in the specified fields.
• Click on “Log In”.  

How to Recover Flagstar Mortgage Login Password or Username

If you forgot your password or username, do not panic, kindly follow the steps below.

• On the login page – https://www.flagstar.com/
• Click on either “Forgot your MyLoans Username” or “Forgot your MyLoans Password?”
• To change your password, click on the “Forgot your MyLoans Password?” and it will take you to another page.
• Next, enter your username and Social security number and then click “Continue”.
• Follow the prompts on the next page and a reset link will be sent to your registered email associated with your account. Click on it and enter a new password.

How to Make your Flagstar Mortgage Payment

You can make your Flagstar Mortgage Paymenty in four ways and they include the following:

1. Set up automatic payment online: to set up an automatic payment online, you have to log in to your account and click on “payment”. Follow the prompts and you will set up payment method online to avoid late payment.

2. Pay by Mail: you can pay by mail by sending your check or money order to:

Flagstar Bank

P.O. Boz 660263

Dallas, TX 75266

3. Pay by Phone: you can pay by phone by calling 1-866-837-4539.

4. Pay at nearest branch: you can also make your payment by visiting the Flagstar mortgage bank nearest to you by finding the nearest location close to you.  

How to Reach out to Flagstar Mortgage Customer Service

If you want to speak with a loan advisor or the customer support team, kindly follow the instructions below.

Loan servicing/MyLoans® support

(800) 968-7700
Outside the US: 1 (248) 312-6500

Monday-Friday: 7:30 a.m. to 8 p.m. ET

Saturday: 7:30 a.m. to 4 p.m. ET

24-Hour loan servicing/MyLoans support

(800) 968-7700 

Home loan financial hardship questions/issues

(800) 393-4887

Monday-Friday: 8:30 a.m. to 9 p.m. ET

Mortgage lending

(855) 388-6422

Monday-Thursday: 8 a.m. to 9 p.m. ET

Friday: 8 a.m. to 7 p.m. ET

Saturday: 10 a.m. to 4 p.m. ET

Apply for a home loan
Construction, personal loans, home equity lines of credit, and mortgage payments

Flagstar Bank

P.O. Box 660263

Dallas, TX 75266-0263