NatWest Mortgage Login – How To Access & Manage Your Account | Make A Payment

Are you looking for how you can access your NatWest Mortgage Login portal and you don’t know how to do it, good you are here. First and foremost, the NatWest Mortgage Login gives you access to make your NatWest Mortgage payment, access your mortgage account number, track the status of your mortgage application, view your current interest rate and remaining term online, buy a property to let, apply for a mortgage, buy your first home, etc.

The NatWest Mortgage login also gives you access to view your current balance, check your outstanding balance, review your mortgage sub account, and manage your mortgage online. If you are a first-time buyer, you get access to know how much you could borrow and compare mortgage rates.

NatWest Mortgage Products

There are various NatWest mortgage products you can tap into as a first-time buyer. They include the following:

• Fixed Rate Mortgage: This type of mortgage allows you to pay the same amount for a set period. The interest rate is fixed for a set period as well as your monthly payments – e.g. two or five years. This means you’ll know exactly how much your payments will be, helping you plan a monthly budget.
• Tracker Rate Mortgages: This is usually for a set period, often two, three or five years, your interest rate will rise and fall in line with another interest rate, typically the Bank of England base rate. If the rate drops, your monthly payments reduce, but, if the rate goes up, your mortgage payment does too.
• Standard Variable Rate: You can buy this mortgage when your initial mortgage deal is over, the standard variable rate (SVR) is the rate you’ll move to, changing your mortgage payments. If you don’t want to go onto the SVR, you can shop around towards the end of your current deal, for another mortgage.
• Interest Only Mortgage: With an interest-only mortgage your repayments only cover the interest on the amount you borrowed. This means you pay the full amount back at the end of the mortgage term in one lump sum. Eligibility criteria and specific terms and conditions will apply for interest only mortgages.

How To Create a New NatWest Mortgage Account

To access your account, you have to create your account by following the steps below.

• Go to the NatWest Mortgage account registration page – https://www.onlinebanking.natwest.com/Default.aspx?InnerPage=OLE in the web browser of your device.
• Next, scroll down and click on the “A mortgage only customer” and a pop-up option will appear below.
• The next step is to enter your “First name”, “middle name”, “last name”, “date of birth” and “Home Postcode” – if you don’t live in the UK.
• Click on “Next” and follow the prompt in the next page to set up your account.

NatWest Mortgage Login Guide

If you want to access your account, it is important you have to login to your account with your basic information which includes the following.

• Start by going to the NatWest Mortgage login page – https://spa.mortgages.natwest.com/servicing/login in the web browser of your device.
• Next, enter your “Mortgage Account Number”, “Date of birth”, “Surname” and “Mortgage Property’s Passcode” in the specified fields.
• Click on “Login”.

Login with NatWest Mortgage App

Another way you can use to login to your portal is your NatWest App. To do this, you can go to your Google play store or Apple App store and click on the search bar by searching for “NatWest Mobile Banking”. Then, click on “Install” to download the mobile app on your device. Once, downloading is complete, go to your “mortgage dashboard” and enter with your login details. You can also scan the “QR code” to access your dashboard.

How To Make Your NatWest Mortgage Payment

If you want to make your payment, you must follow the options below.

1. Set Up A Regular Overpayment: You can overpay by up to 20% every year. Setting up a regular overpayment could help you pay off your mortgage faster, potentially saving you money on interest payments. You can set up an overpayment by logging in to Manage your Mortgage online and selecting ‘Make a payment’ from the ‘My payments’ section of the ‘My payments and services’ menu.

2. Change a regular overpayment: You can also change a regular overpayment by logging in to Manage your Mortgage. Simply select ‘Make a payment’ from the ‘My payments’ section of the ‘My payments and services’ menu and then add the new amount in the ‘amount to overpay’ field.

3. Make a lump sum overpayment: Making a one-off lump sum overpayment could help reduce your monthly mortgage repayments. That could free up extra funds for something a little more…exciting. You can set up an overpayment by logging in to Manage your Mortgage and selecting ‘Make a payment’ from the ‘My payments’ section of the ‘My payments and services’ menu.

4. Change your payment date: You can change your payment date to a day that better suits you. Simply log on to Manage your Mortgage online and select ‘Change payment date’ from the ‘My payments’ section of the ‘My payments and services’ menu.

5. Phone: you can also make your payment by calling the phone numbers of the NatWest customer service mortgage team at – Jersey – 01534282850, Guernsey – 01481703860, Isle of Man – 01624637190, Gibraltar – 0035020077737 and international customers – +44(0)1534282300.

How To Contact NatWest Customer Service

You can contact NatWest mortgage teams by calling them, completing a callback form or using its online forms to request:

• mortgage statements
• mortgage tax certificates
• mortgage redemption quotes.

You can also reach out to the team’s representatives in various locations below.

• Jersey – 01534282262. Keep in mind that lines are open Monday to Friday 9am – 5pm (except bank holidays). Calls may be recorded.
• Guernsey – 01481703809
• Isle of Man – 01624637676
• Gibraltar – 0035020014477
• United Kingdom – Existing Borrowers: 01624632323, Buy to Let mortgages: 01624632345, Dedicated line for brokers: 01624632444.