Sun West Mortgage Login - How To Access & Manage Your Account

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If you are looking for methods you can use to access the Sun West Mortgage Login portal, good you are here. The Sun West Mortgage login offers you safe access to your Sun West Mortgage portal where you can make your Sun West Mortgage payment, check your balances, apply for mortgage, refinance your mortgage, check balances, other forms of transactions on your mortgage.

Sun West Mortgage Login - How To Access & Manage Your Account

This post will guide you everything you need to know on how to access your Sun West Mortgage login portal particularly when you want to buy a new home.

About Sun West Mortgage

Sun West Mortgage stands as an equal opportunity lender to everyone who wants to buy a home. The lender company was founded in 1980 to help provide financial solutions to helping people buy a home. Buying a home at Sun West subjects you to credit and property approval.

The company and its affiliates recruit and offer housing and residential financing to all without regard to race, color, religion, gender, sexual orientation, handicap, familial status, or national origin. Consumers with a Reverse Mortgage can lose their home if they fail to comply with loan terms, which include among other terms, paying property taxes, homeowners’ insurance, HOA dues (if applicable) in time, maintaining the property, etc. Rates are subject to change. Refinancing your mortgage may result in your total finance charges being higher over the life of the loan. Loans made or arranged pursuant to a California Financing Law license, Real Estate Broker, CA Department of Real Estate, Licensed by N.J. Department of Banking, and Insurance Licensed Mortgage Banker-NYS Department of Financial Services, Rhode Island Licensed Lender, Georgia Residential Mortgage Licensee, and Massachusetts Lender License.

Sun west mortgage company does not state its minimum credit score requirement for conventional loans, but you may likely need a score of 620 to qualify based on the industry norms. You will also need to provide at least a 3% down payment (most down payments on conventional loans are higher).

Sun West is more open when it comes to jumbo loan conditions, noting that applicants must have credit scores of 660 or higher, debt-to-income (DTI) ratios below 43%, and evidence of readily available cash on hand.

To get FHA loans and VA loans from Sun West, you will need to have a lower credit score requirements (500 or higher). However, borrowers whose credit score is less than 580 will need to provide a 10% down payment on an FHA loan instead of the 3.5% minimum.

Types of Mortgages Offered by Sun West Mortgage

There are various types of mortgages products you can buy to meet your unique needs and they include the following:

30 Year Fixed Mortgage.
15 Year Fixed Mortgage.
Adjustable-Rate Mortgage.
FHA Loans.
USDA Mortgage.
VA Loans.
Jumbo Loans.
Reverse Mortgage OR HCEM Loans.

Sun West Mortgage Login Benefits

There are various types of benefits you can gain by buying the Sun west Mortgage products. They include the following:

Access to view your statement.
You can refinance your loan.
Make your payment online.
View your mortgage balance.
Access to make changes to your banking information to avoid missing payment.

How to Create your Sun West Mortgage Account Online

To login to your account, you must register for an account first and you can do this by following the steps below.

Start by going to the Sun West Mortgage registration page – https://sunwestmortgage.myloaninfo.com/loanmanager/register/ in the web browser of your page.
Next, enter your first name, last name, username, password and re-enter your password in the specified fields.
Enter your email address and re-enter your email address to confirm you are correct.
Next, enter your loan number, social security number, and date of birth.
Then, click on the “I am using a computer I trust”.
Now, click on “Register”.
On the next page, follow the prompt to create your “username” and “password” to set up your account.

Sun West Mortgage Login Guide

Now that you have successfully created your account, to login to your account, simply follow the steps below,

Go to the Sun West Mortgage login page – https://sunwestmortgage.myloaninfo.com/loanmanager/login/?redirectafter=/loanmanager/onetimepayment/ in the web browser of your device.
Next, enter your “Username” and “Password” in the specified fields.
Click on “Login”.

How to Recover your Sun West Mortgage Login Password/Username

If you forgot your password, do not panic, all you need is to follow the steps below.

On the Sun West Mortgage login page, scroll down and click on the “Reset Password” link.
On the next page, enter your “Username” and click on “Continue”.
Next, follow the prompt and you will get a reset link to reset your password.
To recover your username, go to the “Username reset link” in the web browser of your device.
Enter your loan number, social security number, and date of birth.
Then, click on the “Continue” button.
On the next page, follow the prompt and reset your username.

How to Make your Sun West Mortgage Payment

You can make your Sun West Mortgage Payment by making use of the options below and they include the following.

1. Online Payment

Go to https://www.swmc.com/ in the web browser of your device.
Next, click on ‘Client Login’ and a pop-up message will appear, click on ‘Make a Payment’ link located at the right-hand side of the page.
Now login to your account and click on the “Make One Payment’ link under the ‘Requests’ section.
You will be directed to a ‘Make an On-line Electronic Payment’ page. Enter the ‘Transit Routing No’, ‘Bank Account No’ and select the ‘Bank Account Type’. Please note that you may locate the ‘Transit Routing Number’ and ‘Your Account Number’ on your check.
The next step is to review, modify, and/or enter the amounts you wish to pay in the rest of the form and then click on the ‘Next’ button at the bottom left of the screen.
On the next page, the Confirmation page will appear, click on ‘Make Payment’ to confirm your payment.
Once you complete the payment, you will receive a confirmation message ‘Thank you for your payment!’

You can also set up your recurring payments by following the steps below.

Next, click on ‘Client Login’ and a pop-up message will appear, click on ‘Make a Payment’ link located at the right-hand side of the page after logging with your login credentials.
Now login to your account and click on the “Make One Payment’ link under the ‘Requests’ section.
Next, click on the ‘Setup Recurring Payments’ link under the ‘Requests’ section.
On the next page, you will be directed to a ‘Setup Recurring Electronic Monthly Payments’ page. Enter the ‘Transit Routing No’, ‘Bank Account No’ and select the ‘Bank Account Type’. Please note that you may locate the ‘Transit Routing Number’ and ‘Your Account Number’ on your check.
Now, Complete the rest of the form as shown below. Click on the ‘Submit’ button once completed.
Please bear the following in mind,

Payment Start Date: This is the month that you want your Auto Pay to be effective. ➢ Day of Month to Draft: This is the day you would like your payment to be drafted. (You can select any day between the 1st to the 15th of the month).

Additional Principal: This is where you can have any additional principal payment applied. ➢ Additional Escrow: This is where you can have extra funds applied towards your escrow account (if applicable).

Note: Please be advised to set up new Auto Pay account, request must be received at least 10 business days prior to the desired draft date.

To cancel/stop the fund transfer, the request must be received at least 3 business days prior to the scheduled draft date.

For Example: If an Auto Pay request is made with the draft date of May 12, 2023, the request should be made at least 10 business days before i.e., on or before April 29, 2023.

Once you have submitted the above information, you will be taken back to the ‘Overview’ screen and have completed the recurring Auto Pay setup process.

2. Phone

You can also contact the customer service representative by calling the Toll free: 800-345-7884 (between 7:00 AM to 7:00 PM PT Monday through Friday, except Federal Holidays) Fax: 866-400-5205 Email: [email protected]