Essex Mortgage Login – How To Access & Manage Your Account | Make A Payment
Are you a homeowner and you are looking for how to access your Essex Mortgage Login portal, good you are here. Firstly, the Essex Mortgage Login offers you access to make your Essex Mortgage Payment, login to your customer portal to access general information, tax forms, documents, payoff requests, statements, speak with customer care representative, and many more.
The Essex Mortgage Login is generally referred to as Loan Servicing Center where you can easily buy a home, make a payment, and even refinance your home. With this login portal, you access fast online payment, that is free and very efficient. This will also help you pay online and decide when you want to pay to avoid late payment and you have various payment options that you can use. This post will guide you on everything you need to know about your Essex Mortgage online account, the registration process if you are new, Essex mortgage payment online procedures, and every other information you need to know about Essex mortgage.
Essex Mortgage Reviews
Essex Mortgage is one of the leading mortgage lending firms in the United States. The mortgage company is a privately held mortgage company established in Orange County, California in 1986. The mortgage firm offers a wide range of affordable home loans and sells its loans to the country’s largest banks and government-chartered entities (Freddie Mac and Finnie Mae). The company offers various kinds of loan products which cuts across conventional loans, FHA, VA, and other high balance mortgage loans that can fit any borrower’s needs.
The company is currently headed by Roland Weedon, who is the CEO of the company and as a way of giving back to its clients, the company supports two primary foundations which are McKenna Claire Foundation and HomeAid Orange County. The company is an award-winning company and has been the winner of the best Top Workplaces award between 2012 and 2022. As a customer of the mortgage company, you stand the chance to benefit from other resources such as the loan process, refinance, enjoy loan calculator, learning center, mortgage assistance, credit, first time homebuyers benefits and many more.
Essex Mortgage Loan Products
There are various loan products you stand to enjoy if you are a first-time home buyer with Essex mortgage and these include the following:
- Conventional Loans: Conventional mortgages are the most popular option for those buyers that are financially stable overall and need a loan less than the conventional limit of $510,400. Conventional mortgages are not insured or guaranteed by any government agency. Instead, they follow guidelines that are established by Fannie Mae and Freddie Mac.
- FHA Loans: The Federal Housing Administration (FHA), part of the Housing and Urban Development (HUD), has been specifically designed to help borrowers purchase homes. Not all homebuyers can qualify for conventional home loans, so the FHA assists by offering loan programs with more flexible guidelines. FHA does not lend the money directly, but rather, they “directly endorse” some mortgage lenders to make loans on behalf of the program. Essex is one of those lenders.
- VA Loans: The U.S. Department of Veterans Affairs (VA) backs or guarantees loans issued by VA approved lenders, of which Essex is one. This is a great benefit to military personnel, and with very few exceptions, all members of the military (past and present) in good standing are eligible. Members of the National Guard and the U.S. Army Reserves can also qualify, as well as the surviving spouse of a military member who died during their service or as a result of a service-related injury.
- USDA Loans: In an effort to accommodate home purchases in rural markets, the United States Department of Agriculture (USDA) has approved certain lenders to offer their Rural Housing Loan Program. Essex Mortgage is one of those lenders. This program is geared towards low to moderate-income families in rural areas. Applicants and property must qualify under current USDA guidelines. Only rural properties are allowed under this program and must meet certain geographic restrictions. You need a USDA loan to enjoy a No down payment, flexible credit guidelines, and available for purchase or refinance.
- Essex OwnOption: This is one of the products Essex is offering to homeowners at an affordable, realistic and attainable amount. The OwnOption program allows you to lease a home with an option to purchase. What makes this program unique is that you are building equity with every payment. Plus, the purchase price is locked in for the term of the lease, which is 3 years. At that point, you can either qualify and assume the current loan, or apply for a new one. You can select a new home, or a quality used home in the area you want to live. It is that simple! Borrowers under this program can benefit from the following which include FICO scores to 580, 50% debt to income ratio, affords you the opportunity to rebuild your credit, build equity before you are ready to purchase, and No down payment and low move-in costs.
- Home Ready Program
- Home Possible AdvantageSM
- Renovation Loans
Essex Mortgage Login Benefits
Essex mortgage loan offers you a lot of benefits attached to it when you successfully log in to your online account giving you the benefits below:
- Access information about your home loan
- Make payment
- Buy a home as a first-timer
- Refinance loan
- Pay off your mortgage faster
- Check balance
- Save your money
- Check the status of your loan
- Access your escrow information
- Sign up for paperless
- Manage information and communications about your mortgage
- Update your profile
- Set up auto-pay for your mortgage
How To Register For a New Essex Mortgage Account Online
If you are a new user and you want to access your account, you have to bear in mind that you must create an account before you can access your Essex mortgage account dashboard where you can enjoy all the features available on the platform. To create a new account, kindly follow the steps below.
- Go to the Essex mortgage registration page – https://essexmortgage.estatusconnect.com/User/Login in the web browser of your device.
- Click on the “Register” button from the options and a pop-menu will appear.
- Enter your “Borrower Registration” code in the space provided below and then click on the “submit” button.
- On the next page, enter your “Loan Number” and “SSN/TIN or Misc ID” (No Dashes) in the space provided.
- Click on “Register” and then follow the prompt on the next page to set up your username and password.
Essex Mortgage Login Guide
Now that you have successfully created your account, you can now login to your account with your login credentials by following the steps below.
- Go to your Essex Mortgage login page – https://essexmortgage.estatusconnect.com/User/Login# in the web browser of your device.
- Next, enter your “Username” and “Password” in the specified fields.
- Click on “Login”
How to Recover your Essex Mortgage Login Password or Username
If you lost your password or username, do not panic. Kindly follow the steps below to recover your password.
- On the Essex Mortgage Login page, click on the “forgot password” link and it will redirect you to another page.
- Next, enter your “username”, “loan number” and “SSN/TIN” or “Misc ID” in the specified fields.
- Click “Submit”
- On the next page, follow the prompt to reset your password.
How To Make your Essex Mortgage Payment
You can make your Essex Mortgage Payment by following the steps below.
- Automatic Draft: Enroll in automatic drafts. Essex will automatically draft your monthly payment from your bank account each month. This option is free of charge and can be set up in your online customer portal.
- Online Customer Portal: You can also make use of the self- service option to make a one-time payment online or set up recurring automatic drafting on our secure borrower portal: www.essexmortagge.com/myaccount.
- Automated Phone Payment: Our Interactive Voice Response can take your payment over the phone by calling (888) 892-0881 and pressing 1.
- Mail Payment: Essex Mortgage accepts personal checks, cashier’s checks, and money orders. Be sure to include your loan number on your mailed payment. Please ensure you include your loan number on your payment alongside direction on how you wish for your funds to be applied and then mail your payment to:
Essex Mortgage
ATTN: Cashiering
1417 N. Magnolia Ave.
Ocala, FL 34475
- Pay as Guest: To make your payment as a Guest, go to https://www.essexmortgage.com/myaccount in the web browser of your device and then scroll down to the pay as guest option. The next step is to enter your loan number and the last 4 of social security number and then click “Continue” to the next page where you can pay as a guest.
How To Contact Essex Mortgage Customer Service
If you are having issues with your payment or any other issues accessing your account, kindly reach out to the Essex Mortgage customer service team through the following below:
Toll Free Number:
Customer Service: 888.892.0881
Email Address:
Payment Address:
1417 North Magnolia Ave
Ocala, FL 34475
Hours:
Monday – Friday
9:00 am – 7:00 pm ET
Insurance Claims:
Phone: 855.327.9297
Please send all loss draft correspondence to:
​Regular Mail:
ESSEX MORTGAGE LLC c/o PLP
Attention: Loss Draft Department
PO Box 3500
Troy, MI 48099-3500
Overnight Mail:
ESSEX MORTGAGE LLC c/o PLP
Attention: Loss Draft Department
700 Tower Drive, Suite 400
Troy, MI 48098
Insurance:
Insurance Dec Page Mortgagee Clause:
Essex Mortgage ISAOA / ATIMA
P.O. Box 391313
Solon, OH 44139-8313
Upload Insurance Documents Here
Fax Insurance Documents:
947.622.1091
Insurance Questions/Call Center: 855.919.6490
