PHH Mortgage Login – How To Access your Account I Make Payment

Are you looking for how to Access and manage your PHH Mortgage Login portal and it seems difficult, good you are here. Firstly, PHH Mortgage Login is an online home loan platform that offers you the access to make payment, buy a home, shorten your repayment period, reduce interest rate, lower your monthly payment, refinance your property, check your transaction history, and other variety of loan options to customers which includes conventional loan, VA loan, FHA loan and more. It also offers you as a customer access to view your escrow account balance and payment, review your loan activity and provides all information you need to know about them.

Overview of PHH Mortgage Loan

PHH Mortgage Loan is a platform that has provided industry-leading mortgage services and helped numerous individuals and homebuyers find financing solutions meet their needs.

It is a reputable loan service that is based on building and maintaining relationships that last long during and after the loan process.

PHH Mortgage Loan started over 30 years and offers a wide variety of loan products, it also have additional services such as first protector insurance, flood insurance, accidental death insurance, home security, and also homeowners insurance as well as identity fraud  protection.  It also provides tools and resources such as calculator which gives you an idea of what to expect, get sense of timeline, a learning hub which enables you to learn about your financing options and see what works for you.

PHH Mortgage is dedicated to meeting your home financial need with a wide variety of loan products that help you find the financing that best suit your situation. It has experts who have a deep  product and industry knowledge, and  that is always ready to guide you through the lending journey be you a homebuyer or an investors.

PHH Mortgage is also recognized through its active participation in corporate philanthropy through a wide range of charitable initiatives, and as well supports the efforts of nonprofit organizations to make positive impact in the community such as American Red Cross, Autism Speaks, and American Cancer Society and lots more.

PHH Mortgage Loan Products

PHH Mortgage Loan offers a variety of exceptional loan products to its customers to choose and pick the products that best suit you. it has basically two major types of loan, Fixed rate mortgages and Adjustable rate mortgages and lots more  To access these products you have to get an online account by signing in and creating an account to enable you access these products. The product includes the following.

• Fixed Rate Mortgage: with this fixed rate mortgage your payments both interest and principal rate remain the same over the life of the loan it doesn’t change only taxes may change due to the state law types of these fixed rate mortgages, we have, 30-years fixed rate mortgage, 25-year fixed rate mortgage, 20-year fixed rate mortgage and 15-year fixed rate mortgage these product also have their own benefits attached to each and every one of the product.

• Adjustable Rate Mortgage:  with this loan  the interest rate is fixed for a certain number of years, and then goes up and down periodically based on the benchmark economic index , with every rate adjustment , the payment will change. The initial rate of an ARM is usually lower than the rate of a fixed rate mortgage, the types of this ARM loans include, “3/1 ARM’’, 5/1 ARM’’, “7/1 ARM’’, and so more. the first numbers indicates  the number of years the interest rate will remain fixed while the second number indicates the adjustable period of the loan and this types of ARM loan also have benefits attached to it also.

• FHA Mortgage: This is a loan that is designed to make purchasing a home more affordable especially for first-time buyers, it features a lower down payments and higher qualifying ratio than others, it requires la down payment as low as 3.5% of the purchase price, this loans are subject to limits on the amount of money that can be borrowed, and it vary from states.

• VA Mortgage: This loan is a low down payment mortgage guaranteed by the United State Department of VA and it is only available to military personnel, veterans or spouses of veteran who died of service-related injuries.

  PHH Mortgage Loan Login Benefits

 PHH Mortgage has unique features and benefit you can access as a customer only when you sign in, have an online account with them, then you stand a chance to access the following benefits.

• Make payment
• Check transaction history
• Refinance your property
• View  your loan details
• View your escrow Account balance
• Check your account balance
• Reduced interest rate
• Explore ways to own your home sooner
• Find tools to help you make smart mortgage decision
• Contact their Customer Representative for more information and lots more.

How To Register for a New PHH Mortgage Loan Account

As a new usersto make payment and manage your account, you need to register on the PHH Mortgage website and then apply for your PHH Mortgage account where you need to create an account by providing the necessary information in the specified field and get yourself registered. Follow the guideline below to create your PHH mortgage Account.

• Go to the official PHH Mortgage Login Page at https://phhloansphereservicingdigital.bkiconnect.com/phhm/#/register  in the web browser on your device
• Next, click on the “Register’’ it will take you to another page where you will enter your registration code and click “Next’’
• On the next page enter your loan number, Surname, social Security Number (SSN), in the specified field.
• Next follow the prompt and create your “Username’’ and “Password’’ to set up your account.

PHH Mortgage Login Guide

After a successful registration, and have created your account you can now login to your dashboard following the steps below.

• Go to the PHH Mortgage Login page at https://phhloansphereservicingdigital.bkiconnect.com/phhm/#/login  in the web browser of your device.
• Next enter your “Username’’ and “Password’’ in the browser of your device
• Click “Login’’

How to Recover your PHH Mortgage Login Password

If you lost your PHH Mortgage Login Password, do not panic. Simply follow the steps below to recover your password.

• On the PHH Mortgage Login page, click on “Forgot Password’’ link and it will redirect you to another page.
• On the next page enter your “username’’, “loan number’’, and “SSN/TIN’’ in the specified fields.
• Click on “submit’’ and follow the prompt on the next page to recover your Password.

How To Make PHH Mortgage Payment

PHH Mortgage provides different payment options that best suit its customer. To make your PHH Mortgage payment kindly use the following options below.

Auto Payment:  with auto payment you  can  automatically pay your bill from a checking or savings account once a month, bi-weekly or twice a month, kindly enroll in “Auto-pay’’ and then you good to go without any form of stress.

Online payment: schedule one- time payment online on your mobile app which is automatically free, make your payment by signing in to your account online or your mobile App and select monthly payment, make your paperless payment at the comfort of your home.

Payment service: if you use your bank payment service, please allow enough time before your due date to make sure the payment post on time. And also have it in mind that you may not see your payment post to your account on the same day

Mail payment:  you can mail a check or money order payable to PHH Mortgage. kindly include your payment coupon and indicate if you are making additional principal or escrow payment mail your payment 5-7 business working days before its due so it arrives in time. Use the following address to send your mail

Mortgage Account Payments

PHH Mortgage Services

P.O. Box 94087

Palatine, IL 60094-4087.

Phone payment:  make an automated phone payment by calling 1-800-449-8767 and follow the prompt or you can speak to an agent to make a payment which may attract little charges.

You can also make payment using the following:

• Wire transfer
• MoneyGram-  The money Gram receive code is 7440
• Western union- The code city is PHHUS and state code is NJ.

How To Contact PHH Mortgage Customer Service

If you find it difficult to make payment or other product services kindly contact the customer representative using the following steps

General servicing inquiries and assistance call at 1-800-449-8767

Website Support call at 1-833-862-0732

Business hours

Monday- Friday 8:00a.m to 9:00p.m ET

Saturday, 8:00a.m to 5:00p.m ET.